Stratum Shield
A proactive risk management and pre-posting fraud prevention tool.
Build Protection into Every Layer
Stratum Shield helps institutions manage risk by evaluating data as it moves
through the ecosystem, using Harmony and Shield’s “hub and spoke” pattern to allow the
institution’s systems to intercept transactions before they post to the core. With this additional
oversight, institutions can act more quickly and confidently, knowing that Shield is there to
support day-to-day operations while preserving transparency and confidence across the system.
Features
Shield evaluates activity from the start — mitigating risk early instead of reacting after damage occurs.
Identifies potential fraud proactively, before posting or settlement
Reduces downstream cleanup and compliance risk
Preserves client trust without slowing back-office operations
The Stratum Ecosystem
By organizing how data, workflows, and controls operate together, Stratum’s independently functional products allow institutions to unlock the full potential of their existing tech stacks while making it simpler and faster to add new capabilities when the time is right.
Proactively Manage Risk Today
Shield enables institutions to operate and evolve with greater confidence — mitigating risk and blocking fraudulent activity before it causes disruption.